Discover Sooper Credit Union, Colorado’s rebranded Sooper Credit Union in 2025. Learn about its services, rates, member feedback, and practical tips to navigate fees and digital tools for a smoother financial journey.
Key Takeaways
- Climb Credit Union, rebranded from Sooper in 2024, empowers nearly 40,000 Coloradans with $675 million in assets.
- Access competitive rates, 30,000 fee-free ATMs, and community-driven services, like partnerships with Kenzi’s Causes.
- Mixed reviews praise awards like #2 Best Credit Union in Grand Junction but note service hiccups post-rebrand.
- Open to most Colorado residents, Climb offers a local edge over banks with better savings growth (4.3% in 2024).
- Use tools like Roundup Savings and app alerts to tackle 2025’s rising delinquency trends.
What Is Climb Credit Union?
A name change isn’t just new signage it’s a bold promise. In 1951, eight King Soopers employees scraped together $157 to start a credit union for their coworkers. That small step grew into Climb Credit Union, which in 2024 shed its old name, Sooper, to embrace a mission of helping Coloradans reach new financial heights. Now serving nearly 40,000 members with $675 million in assets, Climb is a member-owned, NCUA-insured cooperative that prioritizes your goals over corporate profits.
This isn’t a merger or a corporate overhaul—just a fresh identity to welcome more people. Their revamped website, which snagged a MUSE Creative Award in 2024, makes banking feel less like a chore and more like a tool for your next big step.
A Journey from Sooper to Climb
That $157 seed planted in 1951 has grown into a sturdy tree. Originally tied to King Soopers, the credit union expanded over decades to serve most Coloradans. The 2024 rebrand to Climb was about clarity—no more grocery store confusion—and a nod to helping members ascend financially. It’s a fitting metaphor for a credit union that’s scaled from a handful of founders to a major player.
Recent wins, like opening a new Colorado Springs branch in August 2025 and earning #2 Best Credit Union in Grand Junction’s Best of the West (2023-2025), show Climb’s momentum. Their focus on community, like supporting local nonprofits, keeps their roots deep while reaching for new heights.
Who Can Join the Climb?
Good news: if you’re in Colorado, you’re likely eligible. Climb’s membership is open to most residents, no King Soopers job needed. Joining is as simple as visiting climbcu.org/join-climb, where a quick online form unlocks access to 5,600 shared branches and 30,000 fee-free ATMs nationwide via the CO-OP Network.
Think of Anna, a Fort Collins freelancer who joined Climb to escape bank fees. She now uses shared branches for deposits and ATMs for cash, all without extra costs. As a member, you’re part-owner, meaning your voice helps shape better rates and services.
Your Financial Toolkit
Climb equips you with everything you need for your financial ascent. Their lineup includes savings and checking accounts, auto, personal, and mortgage loans, credit cards, IRAs, and even business banking for entrepreneurs. Their mobile app lets you deposit checks from anywhere, and the Roundup Savings feature rounds up purchases to quietly build your savings.
They’re also big on community. Climb partners with groups like Kenzi’s Causes and shares tips through blogs, like how to budget for sports fandom without breaking the bank. It’s banking that feels personal, not just transactional.
Rates to Fuel Your Climb
Climb’s rates are a strong foothold. Their high-yield savings accounts offer solid APYs, and basic checking comes without monthly fees—visit climbcu.org/rates for current numbers. Loans are a standout: credit unions like Climb often beat bank rates by 1-2%, per NCUA data, saving you hundreds on a car loan over time.
Some services carry fees, though, especially if you miss payments. With 2025’s economic pressures, set up auto-pay or use their app to track spending. These small steps keep your climb steady.
Where to Find Climb
Climb has five branches: Arvada, Aurora, Colorado Springs (new in 2025 at 3582 Blue Horizon View), Grand Junction, and Lakewood. Can’t visit? The CO-OP Network offers 30,000 fee-free ATMs and 5,600 shared branches nationwide. Whether you’re in Denver or on vacation, banking’s within reach.
Some members report app hiccups post-rebrand. A workaround? Link your account to a mobile wallet like Google Pay for smoother transactions. For example, Tom, a Lakewood retiree, uses Apple Pay to skip app delays and deposit checks on the go.
What Members Say in 2025
Member feedback is like a trail map—it shows the highs and lows. Climb scores 2.7/5 on Yelp (81 reviews) and 2.1/5 on WalletHub (219 ratings). People love the community feel, with awards like Denver Post Top Workplace 2024 and Best Credit Union in Arvada 2022. But post-rebrand, some note slower service or account access issues.
Why the hiccups? Rebrands often strain systems as staff adjust. Climb’s addressing this with training and tech upgrades, but patience is key. Rising delinquency rates—91 basis points industry-wide in 2024, up from 72 in 2023—also spark complaints. Set app alerts to stay ahead of payments.
How Climb Compares
Climb holds its own against rivals. Compared to Ent Credit Union, Climb’s smaller ($675 million vs. Ent’s larger assets) but racks up more community awards. Ent has more branches, but Climb’s shared network evens things out. Against Bellco Credit Union, Climb’s rebrand feels fresher, though Bellco’s app is smoother.
Versus banks like Wells Fargo, Climb shines. Credit unions grew deposits 4.3% in 2024, outpacing banks’ 2%, per industry data. Without shareholders, Climb funnels savings into better rates, making your money go further.
Trends Shaping Your 2025 Climb
Credit unions are on the move in 2025. Loans are projected to grow 4.5-5%, and savings accounts could hit 6.5%, per TruStage. Digital tools are key, and Climb’s new app and website keep up. But delinquencies are a hurdle, climbing to 91 basis points in 2024. Climb’s blogs offer budgeting tips to navigate this.
Younger folks, especially Millennials (78% value social impact, per 2024 studies), are drawn to Climb’s community work. Their focus on financial wellness, like tips for handling inflation, makes them a go-to for savvy savers.
Navigating Common Hurdles
Every climb has rough patches. Slow service? Use online chat or visit shared branches during quieter hours. Worried about fees or late payments? Auto-pay and app alerts can keep you on track, especially with 2025’s rising delinquency risks. App glitches? A mobile wallet like Apple Pay can smooth things out.
Consider Mia, a Colorado Springs student. She faced app delays but switched to Google Pay for deposits, saving time. These tweaks turn obstacles into stepping stones.
Frequently Asked Questions
What happened to Sooper Credit Union?
Sooper rebranded to Climb Credit Union in May 2024 to emphasize financial empowerment. The change brought a new website and expanded services, keeping accounts and ownership intact. Members enjoy continued access to 30,000 fee-free ATMs and 5,600 shared branches for seamless banking.
Is Climb Credit Union safe?
Yes, Climb is NCUA-insured up to $250,000 per depositor, ensuring your funds are secure. Its 11.08% net worth ratio well above the 7% benchmark signals strong financial health, making it a reliable choice for savings and loans in 2025.
What are Climb Credit Union’s rates?
Climb offers competitive savings APYs and loan APRs, often 1-2% better than banks. For example, vehicle loans and high-yield savings stand out. Check climbcu.org/rates for real-time numbers to plan your financial moves with confidence.
How do I join Climb Credit Union?
Most Colorado residents can join via climbcu.org/join-climb. The quick online process unlocks 5,600 shared branches and 30,000 fee-free ATMs nationwide. It’s an easy way to access member-focused banking tailored to your needs.
What are recent reviews of Climb Credit Union?
In 2025, Climb averages 2.1-2.7/5 on WalletHub and Yelp, with praise for community awards but critiques for post-rebrand service delays. Efforts like staff training are underway, though app issues and slower responses remain concerns for some.
Where are Climb Credit Union branches?
Climb has branches in Arvada, Aurora, Colorado Springs (new in 2025 at 3582 Blue Horizon View), Grand Junction, and Lakewood. The CO-OP Network adds 5,600 shared branches and 30,000 fee-free ATMs for convenient banking anywhere.
Start Your Financial Ascent
Your financial journey deserves a partner that lifts you up. Climb Credit Union offers the tools, rates, and community focus to help you reach new heights in 2025. Join at climbcu.org/join-climb, use Roundup Savings, and stay ahead of trends to make every dollar count.
